Track your money, minimalistically.

Kharch is a premium personal finance app built for Indian salaried employees. Set up your monthly income, add fixed monthly deductions (EMIs, SIPs, and Insurances), and instantly calculate your spendable balance. Log daily expenses, manage overall and category budgets with smart alerts, and review detailed financial summaries.

• Apple Liquid Glass UI — Frosted glass cards and smooth interactive animations.
• Fixed Deductions — EMI, SIP, and Insurance calculations auto-subtracted from salary.
• Budget Alerts — Smart warnings at 80% usage and alerts at 100% usage.
• Sleek Reports — Category donut charts and monthly trends at a glance.